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Uninsured & Underinsured Motorists


Suffering a serious injury in a car, truck, pedestrian or other motor vehicle accident is hard enough without facing a battle with the insurance companies to get the compensation you deserve. One of the more complicated areas of insurance law arises when a negligent motorist injures another person and the negligent driver lacks sufficient insurance. Personal injury compensation is typically pursued through the at-fault party’s insurance company. Many California drivers have minimal coverage or fail to maintain any insurance at all.

What is an injured person supposed to do when an at-fault driver doesn’t have insurance? How does he or she recover the compensation necessary to handle medical care, lost income and property losses?

Pursuing The Compensation You Deserve

At the Rooney Law Firm, we can help you address these issues with experienced legal representation. With decades of experience behind our team, we aggressively pursue every avenue for compensation on your behalf so you can recover to the fullest extent possible.

To speak with an experienced uninsured motorist attorney who can protect your rights, dial (800) TKO-4LAW to contact the Rooney Law Firm today. Our Chico lawyers can address your personal injury accident and insurance issues so you know what to do next.

Answers To Complex Questions In Personal Injury And Insurance Claims

While recovering compensation through the at-fault party’s insurance is ideal, it is not always possible. He or she may have limited coverage that stops at just a few thousand dollars or no insurance at all. An uninsured or underinsured motorist leaves you without the resources to cover your medical bills, let alone the long-term financial consequences you may face because of temporary or permanent employment limitations.

Unless you have expressly declined uninsured/underinsured motorist (UM/UIM) coverage in writing, your best option may be to seek UM/UIM benefits under your own insurance. It is not always easy to recover the full amount an injured person deserves, even though these claims are brought against one’s own insurance provider. No matter how reliably you paid your premiums over the years, your insurance company will still want to minimize the amount of money paid in your claim. We are here to level the playing field against the power of the insurance company.

Take Action Today To Maximize Compensation For Your Injuries

Do not let these obstacles dissuade you. In California, it is unlawful for an auto insurance provider to raise your insurance premiums because you have filed a claim. We can help make sure your rights are protected and you get the support you need.

Contact a lawyer at one of our offices in Chico or Mount Shasta, California. We are also available for scheduled consultations in Redding and Nevada City. We represent clients throughout the region and handle legal matters in California for clients who are currently located in other states or abroad.

We can be reached via email or by telephone at 530-LAW-HELP (530-529-4357) or toll free at 800-TKO-4LAW (800-856-4529).

Our goal is to help people in the best way possible. this is a basic principle in every case and cause for success. contact us today for a free consultation. 

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